This agreement describes the terms and conditions applicable to your use of our services at Access Investment Advisors Incorporated (also referred to as “Access”, “we”, “us”, “our”, or “the firm”) by way of our internet website (also referred to as the “site”)  Clients or guests (also referred to as “you”) accessing, viewing, using or downloading materials from this website agree to be bound  by these terms.

We may revise this agreement at any time by posting revised terms on the website.  Such revised terms take immediate effect unless specified otherwise.  Please note that it is your responsibility to check this agreement periodically.

Applicable Law

This agreement shall be governed by the laws of the United State of America.

This site is owned and operated by Access Investment Advisors Incorporated, located at: 4400 Calumet Ave, Suite 201, Manitowoc, WI 54220, Mailing Address: PO Box 697, Manitowoc, WI 54221-0697.


The materials on this website are the property of Access or the property of authorized third-party content providers.  These copyrighted materials may not be distributed, published, licensed or reproduced in any way without the express written permission of their respective owners.  You also agree not to infringe on the copyrights, patents, registered trademarks or other intellectual property of Access or it’s related third-parties.


This site’s purpose is to provide information about Access and it’s Client Services.  Access makes every attempt to provide factual, accurate and complete and timely information at this site.  However, in spite of our best efforts information on this site may contain factual inaccuracies, typographical errors, or out of date information.

Access may modify the contents of this site at any time without notice.

Access is not liable for any loss and/or damage of any kind resulting from the use or misuse of information you obtained from this site.

Access is not liable for any loss and/or damages associated with any virus, spyware, or other malicious programs you encounter as a consequence of visiting this site.


Without limiting any other remedies available to us, we may at any time, without notice to you and with immediate effect, terminate our obligations to you under this agreement and prohibit your future use of this website if you breach any of the terms of this agreement, or you have engaged in any unlawful or improper activities in relation to your use of our services at this website.

Limit of Our Liability

We are not liable to you for any indirect consequential loss and/or damage from your use of our services at this website.


In the event that any term of this agreement is held to be invalid or unenforcable by judicial decree or decision, the remainder of this agreement shall remain valid and enforcable.